Home / Comparisons / Chick-fil-A vs Subway

Chick-fil-A vs Subway

Side-by-side on pricing, features, and fit — then our verdict.

Chick-fil-A

$10K fee. They build the restaurant. Almost nobody gets in.

$10,000 feeUnder $50K

Subway

The cheapest way into a major QSR brand.

$263K–$630K$50K – $500K

Chick-fil-A — pros & cons

  • + $10K to run a $9M restaurant
  • + Elite unit economics
  • − <1% acceptance rate
  • − No multi-unit empire building
  • − They take ~15% of sales + 50% of profit

$10,000 fee Company funds the build-out; operator pays $10K + working capital. Under 1% of applicants accepted. Verified Oct 2026.

Subway — pros & cons

  • + Accessible entry point
  • + Flexible formats
  • − 12.5% combined fees is the highest in QSR
  • − Unit count declining
  • − ~$490K AUV is modest

$263K–$630K Fee $15,000. Range per 2026 FDD Item 7; non-traditional formats run lower. Verified Oct 2026.

Our verdict

Both have famously low fees — $10K vs $15K — but they're opposite deals. Chick-fil-A funds the entire restaurant and hands you the keys to a $9M machine; fewer than 1% of applicants get in. Subway hands you the keys to a $263K build that you fund yourself, with 12.5% in combined fees. One is a golden ticket, the other is a small business. Apply to Chick-fil-A; buy Subway if you want to own something this year.